Alba Cars Partners with Emirates NBD to Launch Digital Revolving Short-Term Loan Facility

1. The strategic MoU enables eligible partners and dealers to access real-time loan creation, mortgage registration, and loan closure through a fully automated, API-driven platform.
2. The solution offers continuous credit access and operational flexibility, driving digital innovation and an elevated experience across the pre-owned automotive sector.

Dubai, UAE, 1 July 2026: Alba Cars, Dubai’s most trusted used-car showroom, has signed a landmark Memorandum of Understanding (MoU) with Emirates NBD, a leading banking group in the Middle East, North Africa and Türkiye (MENAT) region, to introduce a digital revolving short-term loan facility for our partners and dealers.

This strategic partnership establishes a collaborative framework between two market leaders, specifically designed to deliver premium automotive financing solutions across the UAE. The initiative empowers eligible businesses to instantly access funds, use, repay, and replenish their credit line through a fully digital, compliant API-driven journey. This seamless integration allows our network to manage working capital with maximum efficiency, optimize liquidity, and streamline overall business operations.

By leveraging Emirates NBD’s digital and financial technology, Alba Cars and its partner network gain instant access to loan creation, drawdown, and repayment. The direct API connection reduces processing turnaround times from days to mere seconds, featuring 100% straight-through processing with zero manual intervention for eligible partners. It also provides continuous credit flexibility, giving businesses the ability to instantly refresh their funding limits upon repayment.

Talib Al Rubai, CEO at Alba Cars, said: "Our partnership with Emirates NBD underscores our commitment to providing our clients with not only the finest vehicles, but also the most flexible and convenient purchasing journeys in the region. Through this partnership, we are not just offering financing; we are delivering unparalleled agility and efficiency to elevate Dubai's premium and luxury pre-owned automotive market.”

Hamad Mohamed Zayed, Group Head of Business Banking at Emirates NBD, said: “We are pleased to partner with Alba Cars and support the company in setting new benchmarks in the pre-owned car industry. At Emirates NBD, we are committed to creating transformative digital experiences for our customers and partners to unlock new possibilities. Our digital revolving short-term credit loan offers a tailored collection of benefits for dealers and partners associated with Alba Cars. Together we offer a platform that is intuitive and convenient and operates with speed and seamless efficiency.”